Monthly Archives: January 2012

Phil’s Insurance Opinions

As you are probably aware I am from the UK and grew up under the National Health Service (NHS).  I left the UK at 18 years of age and had not had any real experience with the NHS prior to … Continue reading

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A CLASS Act Dies

I know what a depressing title for my first column of a New Year, but more on that later. As I write this on January 1st, I have just finished reading all the comic’s in the Sunday paper and was … Continue reading

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