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	<description>Castell Insurance 426 E. Washington St   Sequim, WA, 98382</description>
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		<item>
		<title>Phil&#8217;s Insurance Opinions</title>
		<link>http://philcastell.wordpress.com/2012/01/11/phils-insurance-opinions/</link>
		<comments>http://philcastell.wordpress.com/2012/01/11/phils-insurance-opinions/#comments</comments>
		<pubDate>Wed, 11 Jan 2012 23:02:38 +0000</pubDate>
		<dc:creator>jodiecoulson</dc:creator>
				<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[Medicare Advantage]]></category>
		<category><![CDATA[Medicare]]></category>
		<category><![CDATA[Medicare Supplement]]></category>
		<category><![CDATA[Castell Insurance]]></category>
		<category><![CDATA[Medicare 2010 Plans]]></category>
		<category><![CDATA[medicare.gov]]></category>
		<category><![CDATA[Long Term Care]]></category>

		<guid isPermaLink="false">http://philcastell.wordpress.com/?p=540</guid>
		<description><![CDATA[As you are probably aware I am from the UK and grew up under the National Health Service (NHS).  I left the UK at 18 years of age and had not had any real experience with the NHS prior to &#8230; <a href="http://philcastell.wordpress.com/2012/01/11/phils-insurance-opinions/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=philcastell.wordpress.com&amp;blog=7385388&amp;post=540&amp;subd=philcastell&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">jodie Coulson</media:title>
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		<item>
		<title>A CLASS Act Dies</title>
		<link>http://philcastell.wordpress.com/2012/01/11/a-class-act-dies/</link>
		<comments>http://philcastell.wordpress.com/2012/01/11/a-class-act-dies/#comments</comments>
		<pubDate>Wed, 11 Jan 2012 22:54:33 +0000</pubDate>
		<dc:creator>jodiecoulson</dc:creator>
				<category><![CDATA[Long Term Care]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[Medicare]]></category>
		<category><![CDATA[Castell Insurance]]></category>
		<category><![CDATA[LTCi]]></category>
		<category><![CDATA[A CLASS act]]></category>
		<category><![CDATA[Skilled Nursing Facility]]></category>
		<category><![CDATA[hospitalization]]></category>
		<category><![CDATA[Home Health Care]]></category>

		<guid isPermaLink="false">http://philcastell.wordpress.com/?p=535</guid>
		<description><![CDATA[I know what a depressing title for my first column of a New Year, but more on that later. As I write this on January 1st, I have just finished reading all the comic’s in the Sunday paper and was &#8230; <a href="http://philcastell.wordpress.com/2012/01/11/a-class-act-dies/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=philcastell.wordpress.com&amp;blog=7385388&amp;post=535&amp;subd=philcastell&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">jodie Coulson</media:title>
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	</item>
		<item>
		<title>Operation Give Thanks</title>
		<link>http://philcastell.wordpress.com/2011/11/17/operation-give-thanks/</link>
		<comments>http://philcastell.wordpress.com/2011/11/17/operation-give-thanks/#comments</comments>
		<pubDate>Thu, 17 Nov 2011 16:54:32 +0000</pubDate>
		<dc:creator>jodiecoulson</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://philcastell.wordpress.com/?p=525</guid>
		<description><![CDATA[Click here for more information.  Drop boxes located inside the Castell Insurance offices located at 426 E. Washington Street, Sequim, WA  98382.  Call at 360-683-9284 for more information and to find out how YOU can help us make a difference.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=philcastell.wordpress.com&amp;blog=7385388&amp;post=525&amp;subd=philcastell&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">jodie Coulson</media:title>
		</media:content>

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			<media:title type="html">header2</media:title>
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			<media:title type="html">make3</media:title>
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		<title>More Medicare Updates</title>
		<link>http://philcastell.wordpress.com/2011/11/08/more-medicare-updates/</link>
		<comments>http://philcastell.wordpress.com/2011/11/08/more-medicare-updates/#comments</comments>
		<pubDate>Tue, 08 Nov 2011 00:59:19 +0000</pubDate>
		<dc:creator>jodiecoulson</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Annual Notice of Change]]></category>
		<category><![CDATA[Castell Insurance]]></category>
		<category><![CDATA[Formularies]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[Long Term Care]]></category>
		<category><![CDATA[Medicare Advantage]]></category>
		<category><![CDATA[open enrollment]]></category>
		<category><![CDATA[Pension Plan]]></category>
		<category><![CDATA[social security benefits]]></category>

		<guid isPermaLink="false">http://philcastell.wordpress.com/?p=520</guid>
		<description><![CDATA[Let me start with an apology — in the past I have apologized for the use of acronyms in my columns — today will be a little different. Today I will apologize for the use of numbers and figures. At &#8230; <a href="http://philcastell.wordpress.com/2011/11/08/more-medicare-updates/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=philcastell.wordpress.com&amp;blog=7385388&amp;post=520&amp;subd=philcastell&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">jodie Coulson</media:title>
		</media:content>
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		<item>
		<title>Open Season, Times Two.</title>
		<link>http://philcastell.wordpress.com/2011/10/10/open-season-times-two/</link>
		<comments>http://philcastell.wordpress.com/2011/10/10/open-season-times-two/#comments</comments>
		<pubDate>Mon, 10 Oct 2011 16:56:12 +0000</pubDate>
		<dc:creator>jodiecoulson</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://philcastell.wordpress.com/?p=517</guid>
		<description><![CDATA[In past years, my October article has always been about the Medicare open season or more correctly titled, “Annual Election Period.”   This year’s October article will also follow that same path, and years 2011, 2012 and probably 2013, will also &#8230; <a href="http://philcastell.wordpress.com/2011/10/10/open-season-times-two/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=philcastell.wordpress.com&amp;blog=7385388&amp;post=517&amp;subd=philcastell&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">jodie Coulson</media:title>
		</media:content>
	</item>
		<item>
		<title>Free Financial Safety Seminar</title>
		<link>http://philcastell.wordpress.com/2011/09/07/free-financial-safety-seminar/</link>
		<comments>http://philcastell.wordpress.com/2011/09/07/free-financial-safety-seminar/#comments</comments>
		<pubDate>Wed, 07 Sep 2011 16:29:39 +0000</pubDate>
		<dc:creator>jodiecoulson</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://philcastell.wordpress.com/?p=507</guid>
		<description><![CDATA[Financial  Safety  Seminar Castell Insurance is pleased to invite you to a free and informative seminar about financial safety. Financial safety includes protection of your finances from others, as well as protection in turbulent times in the economy.  We will &#8230; <a href="http://philcastell.wordpress.com/2011/09/07/free-financial-safety-seminar/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=philcastell.wordpress.com&amp;blog=7385388&amp;post=507&amp;subd=philcastell&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">jodie Coulson</media:title>
		</media:content>
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		<item>
		<title>Off Patent Drugs</title>
		<link>http://philcastell.wordpress.com/2011/09/06/off-patent-drugs/</link>
		<comments>http://philcastell.wordpress.com/2011/09/06/off-patent-drugs/#comments</comments>
		<pubDate>Tue, 06 Sep 2011 20:38:53 +0000</pubDate>
		<dc:creator>jodiecoulson</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Annual Notice of Change]]></category>
		<category><![CDATA[Aricept]]></category>
		<category><![CDATA[Donepezil]]></category>
		<category><![CDATA[Flomax]]></category>
		<category><![CDATA[Generic Drugs]]></category>
		<category><![CDATA[Latanoprost]]></category>
		<category><![CDATA[Lipitor]]></category>
		<category><![CDATA[medicare part d]]></category>
		<category><![CDATA[medicare.gov]]></category>
		<category><![CDATA[Off Patent Drugs]]></category>
		<category><![CDATA[patent expire]]></category>
		<category><![CDATA[prescription drugs]]></category>
		<category><![CDATA[Rx Drugs]]></category>
		<category><![CDATA[Tamsulosin]]></category>
		<category><![CDATA[Xalatan]]></category>

		<guid isPermaLink="false">http://philcastell.wordpress.com/?p=503</guid>
		<description><![CDATA[When a new drug is developed it is usually given a patent by the US Patent Trademark Office. This patent is generally for a 20 year period, during which time the patent holder is in control of who may manufacture, &#8230; <a href="http://philcastell.wordpress.com/2011/09/06/off-patent-drugs/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=philcastell.wordpress.com&amp;blog=7385388&amp;post=503&amp;subd=philcastell&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">jodie Coulson</media:title>
		</media:content>
	</item>
		<item>
		<title>You Can Live Independently, By Design</title>
		<link>http://philcastell.wordpress.com/2011/08/08/you-can-live-independently-by-design/</link>
		<comments>http://philcastell.wordpress.com/2011/08/08/you-can-live-independently-by-design/#comments</comments>
		<pubDate>Mon, 08 Aug 2011 17:34:50 +0000</pubDate>
		<dc:creator>jodiecoulson</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Alternate Plan of Care]]></category>
		<category><![CDATA[Home modification]]></category>
		<category><![CDATA[Long Term Care]]></category>
		<category><![CDATA[remain in your home]]></category>
		<category><![CDATA[remodeling]]></category>

		<guid isPermaLink="false">http://philcastell.wordpress.com/?p=488</guid>
		<description><![CDATA[The Castell Insurance monthly newsletter introduced a new segment call &#8220;Spotlight on Business&#8221;.  This month we are featuring a local company called &#8220;By Design Group&#8220;, located in Carlsborg.  They are a full service General Contractor specializing in home improvement and &#8230; <a href="http://philcastell.wordpress.com/2011/08/08/you-can-live-independently-by-design/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=philcastell.wordpress.com&amp;blog=7385388&amp;post=488&amp;subd=philcastell&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">jodie Coulson</media:title>
		</media:content>

		<media:content url="http://philcastell.files.wordpress.com/2011/08/castell-article.jpg?w=791" medium="image">
			<media:title type="html">Living Independently, By Design</media:title>
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	</item>
		<item>
		<title>A Study in Supplemental Savings</title>
		<link>http://philcastell.wordpress.com/2011/07/12/a-study-in-supplemental-savings/</link>
		<comments>http://philcastell.wordpress.com/2011/07/12/a-study-in-supplemental-savings/#comments</comments>
		<pubDate>Tue, 12 Jul 2011 20:00:20 +0000</pubDate>
		<dc:creator>jodiecoulson</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[AARP]]></category>
		<category><![CDATA[Silverscript]]></category>
		<category><![CDATA[Community CCRx]]></category>
		<category><![CDATA[Genworth]]></category>
		<category><![CDATA[Medigap]]></category>
		<category><![CDATA[Kitsap Physicians Services]]></category>
		<category><![CDATA[KPS]]></category>
		<category><![CDATA[Mutual of Omaha]]></category>
		<category><![CDATA[Sequim Gazette]]></category>

		<guid isPermaLink="false">http://philcastell.wordpress.com/?p=483</guid>
		<description><![CDATA[This is a copy of my latest column, written for the Sequim Gazette. As I have mentioned in previous articles, we are lucky to have such a consumer-oriented insurance commissioner in Washington. This fact has been reinforced to me over &#8230; <a href="http://philcastell.wordpress.com/2011/07/12/a-study-in-supplemental-savings/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=philcastell.wordpress.com&amp;blog=7385388&amp;post=483&amp;subd=philcastell&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">jodie Coulson</media:title>
		</media:content>
	</item>
		<item>
		<title>Create Your Own Pension</title>
		<link>http://philcastell.wordpress.com/2011/07/11/create-your-own-pension/</link>
		<comments>http://philcastell.wordpress.com/2011/07/11/create-your-own-pension/#comments</comments>
		<pubDate>Mon, 11 Jul 2011 21:50:24 +0000</pubDate>
		<dc:creator>jodiecoulson</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[fixed annuity]]></category>
		<category><![CDATA[pension]]></category>
		<category><![CDATA[pension annuity]]></category>
		<category><![CDATA[pension fund]]></category>
		<category><![CDATA[retirement assets]]></category>
		<category><![CDATA[retirement funding]]></category>

		<guid isPermaLink="false">http://philcastell.wordpress.com/?p=477</guid>
		<description><![CDATA[Read my recent article in the Sequim Gazette about how you can create your own pension using a new type of Fixed Annuity!  You can allocate a portion of your assets into a pension annuity fund which gives you a &#8230; <a href="http://philcastell.wordpress.com/2011/07/11/create-your-own-pension/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=philcastell.wordpress.com&amp;blog=7385388&amp;post=477&amp;subd=philcastell&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">jodie Coulson</media:title>
		</media:content>

		<media:content url="http://philcastell.files.wordpress.com/2011/07/money_hand.jpeg?w=300" medium="image">
			<media:title type="html">money_hand</media:title>
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